A Financial Firm for
Navigating Life's Journey

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Welcome to Sanum Financial Services, Northwest Minnesota’s leading financial services firm

Welcome To Sanum Financial

Sanum Financial Services is a Minnesota-based wealth management firm helping you navigate life's financial journey.  Uniquely positioned in the geographic areas we serve, Sanum brings together in one place the key disciplines of investment, retirement, risk management and philanthropic planning, as well as collaborations on estate* and tax* matters, to help clients navigate the increasingly complex financial world.

*Please note, Sanum does not advise in legal or tax matters but is happy to work with your qualified professional

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Financial Planning


Financial planning is part of every business and life. We help protect your best interests.

Investments · Retirement


We provide you and your business with practical and strategic advice and guidance.

Insurance


Draw upon our full complement of services to safeguard and manage your assets.

Business


We help you offer your employees the very best in benefits, including retirement plans and insurance.

Over 40 years

Experience helping clients throughout the Midwest and beyond

$65 million

Assets under
stewardship

+100 families

Consult with us for their financial futures

Over 200

Investment and insurance solutions

News

There are useful benefits that come from starting early in our financial lives.

The process of financial planning helps us decide what we would like to accomplish, and how much time we will need in order to be able to reach our goals. One might think, “I am young, I have plenty of time,” and guess what, you do!


Among the benefits of financial planning while you are young is that you have time on your side. As with gardening, little things you do now may grow. Some plants will need to be moved, others pruned. When tended over the years, the (financial) gardens likely will mature into beautiful displays. 


Someday, I may look back and think, wow, that actually wasn’t hard at all.


I think you’ll find that starting early can be a great addition to your routine.


Rose M W Koch, MBA, CFP®




Prudence is to harvest for the future as well as for today.